🏡 Buyer FAQs
Q: How do I know how much home I can afford?
A: Start by getting pre-approved by a mortgage lender. This gives you a clear idea of your budget and strengthens your offer when you’re ready to buy. I can also connect you with trusted lenders in our area.
Q: What is the first step in buying a home?
A: The first step is getting pre-approved for a mortgage. It helps define your budget and shows sellers you’re serious. Once you’re pre-approved, we can start looking at homes that match your criteria.
Q: Do I need a 20% down payment?
A: Not necessarily. While 20% avoids private mortgage insurance (PMI), many loans allow for much lower down payments—sometimes as low as 3%. We’ll explore your best options together.
🏠 Seller FAQs
Q: What’s my home worth?
A: Home values depend on market conditions, location, and condition. I offer a free comparative market analysis (CMA) to help you determine your home’s value and pricing strategy.
Q: How long will it take to sell my house?
A: It depends on the market, price, and condition of your home. On average, homes in this area sell within 30-60 days. I’ll give you a more accurate estimate based on current conditions.
Q: Should I make repairs before listing?
A: In most cases, yes. Especially if the repairs could affect the buyer’s perception or the home inspection. I can help you prioritize which updates will offer the best return on investment.
🔄 General FAQs
Q: What areas do you serve?
A: I specialize in Jackson, TN and all of West, TN, but I can assist with transactions across Tennessee as well.
Q: How are you different from other agents?
A: I provide personalized service, detailed local knowledge, and a proactive approach to negotiation and marketing. My goal is to make the process smooth, informed, and successful. I don’t just open doors, I teach, protect, and push every deal like it’s my own. I do more than just listing you on MLS and crossing my fingers. Because I don’t believe in “list and hope.” I believe in strategy, creativity, and execution. I’m not here to do what every other agent does. I’m here to get you seen, sold, and celebrating your next chapter.
Q: How do you get paid?
A: In most cases, my commission is paid by the seller as part of the closing costs, so buyers typically don’t pay out-of-pocket for my services.
Q: Can you recommend mortgage lenders, inspectors, or contractors?
A: Absolutely. I have a network of trusted professionals I regularly work with and would be happy to provide referrals.
West TN Homes with Candy Alvarez, eXp Realty 